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ZEBULON INSURANCE

FOR ALL YOUR INSURANCE NEEDS

Office: (770) 895-8820

Fax: (877) 866-1742
  

BUSINESSOWNERS INSURANCE

Protection for your firm. General Liability (third party coverage) is combined with Property insurance to form a packaged policy. Third party coverage protects the firm when claims of bodily injury and property damage of others is submitted by a third party. This packaged policy may also include business interruption insurance which is protection for business income losses and extra expense.

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INLAND MARINE

Protect your valuables under a special insurance policy. Commercial inland marine may be needed for the following exposures:

  • Jewelers Block
  • Accounts Payable
  • Valuable Papers and Records
  • Theatrical Property
  • Commercial Articles
  • Camera and Musical Instrument Dealers
  • Commercial Fine Arts
  • Equipment Dealers
  • Film Coverage
  • Floor Plan Merchandise
  • Mail Coverage
  • Physicians and Surgeons Equipment
  • Signs

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DIRECTOR & OFFICERS LIABILITY

Directors and Officers of  companies have been held liable in court verdicts for alleged misstatement of prospectuses, failure to supervise, allegations of inaccurate statements on financial accounts and the list goes on. In court cases, if directors are found guilty of non-performance in their duties who pays the lawsuit? Protect yourself with D&O liability.

Do not hesitate to contact HICS today! Protect against legal liability due to errors and omissions, negligence, and other alleged failure associated with rendered services to others in your professional capacity.

RECREATIONAL

MOTORCYCLES

TRANSFER DISCOUNTS available if you currently have motorcycle insurance with another company, must provide either recent cancellation notice, ID card or renewal notice from prior policy to obtain discount. SAFETY COURSES FOR MOTORCYCLE. Riders who have completed a motorcyle safety course (ex. Motorcycle Safety Foundation_MSF) within the last 3 years are eligible for discount. Must provide copy of motorcycle safety course. THEFT ALARM DISCOUNT: Motorcycles with audible alarms, LoJack, GPS or other devices are eligible for this discount, documentation required. MOTORCYCLE ASSOCIATION DISCOUNT: Customer is a member of a national motorcycle riding club. Proof of membership card required. MULTI-UNIT DISCOUNT. 2 or more motorcycles receive a multi-unit discount on each motorcycle. Discount available for up to 8 motorcyles with certain carrier discounts.

TRAVEL TRAILERS

HICS provides protection for travel trailers, mobile homes, fifth wheels and all your recreational vehicles.

WATERCRAFT

Choose from many of our watercraft choices. Insurance for kayaks to sport fishing boats, pleasure crafts to personal watercraft. Call  for a quote!

TRUCKS

CALL FOR A QUOTE FOR YOUR COMMERCIAL VEHICLE, WE PROVIDE THE FOLLOWING COVERAGE:

  • Automobile Liability
  • Excess Liability
  • Physical Damage
  • Truckers General Liability
  • Non-Owned Trailer Physical Damage
  • Owners Operators to Fleets
  • FHWA/ICC Filings
  • New Ventures
  • Monoline Policies
  • Non-Trucking Liability
AUTOMOBILE
 
  • Dump Trucks
  • Vans
  • Tractors
  • Bingo Buses/Casino Buses
  • Church Buses
  • Social Services Vehicles
  • School Buses
  • Airport Shuttles
  • Non-Emergency Transport
  • Day Care Centers
  • Hotel/Motel Shuttles
  • Canoe/Outfitters
  • Limousines
  • Entertainment Buses
  • Ambulances
CLAIMS

Prepare a personal property inventory list. File information in a safe, fire-resistive location. Information will be helpful if a claim must be filed for personal property.  List brand names, size per inch and serial numbers of:

  • Televisions
  • Dvds
  • Digital Cameras
  • Tools
  • Computers
  • All electronic equipment

Document each item's original cost upon purchase. Save receipts if possible. Take a picture of all items on your list. Place all above information in a safe, fire-resistive evironment. Update list as new items are purchased.

IMMEDIATE

If a claim occurs, review your policy for the claim phone number provided on the policy, call them immediately, if you do not have your policy, please do not hesitate to contact our office.  If an accident occurs while driving, always obtain a police report.